Smart Health & Life Insurance Agency LLC



Our mission is to make affordable Health, Life, Medicare, and Annuity Insurance available, regardless of age or health conditions.

Smart Health & Life Insurance Agency was formed out of the belief that anyone of any age or health condition should have easy and affordable access to health, life, medicare, and annuity insurance. We formed Smart Health & Life Insurance Agency in 2005 after we purchased and used several types of insurance throughout our lives, and found gaps and confusion in all of them. Our belief is “everyone should have the opportunity to purchase, learn and sell insurance in order to protect their financial legacies.”
We are headquartered in west central Florida in the town of Wesley Chapel, FL. Our first clients were established in Pasco county and the surrounding Tampa Bay area. Then we expanded throughout Florida and are now in all 50 states. Our clients vary from Medicare Beneficiaries, Individuals and Families, Self-Employed, small & Large Businesses.

Currently Smart Health & Life Insurance Agency carries over 150 insurance companies with approximately 550 active agents and over 5000 clients throughout the U.S.

Our promise to you is to guide you to the insurance plan that makes the most sense for you, your family, your finances, and your legacy.
Captain Rob — Insurance services in Wesley Chapel, FL
We focus on educating both our clients and Licensed Health & Life Insurance Agents on the various Insurance Plans available today. We aim to share our expertise about your options for Group Health Insurance, Individual Health Insurance, Medicare Supplements or Medicare Advantage Plans, Life Insurance Plans, Annuities, Disability Insurance, Long Term Care, Dental Insurance, and other insurance products that are available to you. After speaking with us, you will understand the difference and benefits of Term Insurance, Whole Life Insurance & Universal Life Insurance. You will be able to accurately weigh your options without any confusion.
Smart Health & Life Insurance Agency. operates a clear mission to give clients affordable Health, Life, Medicare and Annuity Insurance regardless of age or health conditions. That's our promise to you!

We are happy to educate you on your Medicare, Major Medical, Life, Long Term Care, Annuity, & Dental Insurance concerns. If you have any questions about your insurance options, don't hesitate to contact us anytime:



President, Captain Rob Hamilton

Capt. Rob Hamilton is President of Smart Health & Life Insurance Agency. He has been a licensed Health, Life and Annuity insurance agent for more than 15 years. After retiring from a successful 25-year engineering and international marketing career in the telecommunications industry, Smart Health & Life Insurance Agency. was born. After relocating insurance operations from frigid New England in 2002, Smart Health & Life Insurance Agency. was incorporated in Florida, now headquartered in Wesley Chapel.

Capt. Rob holds a USCG 100-ton Captain's License, and now lives in Wesley Chapel, Florida. Since dedicating time to the local community is so important to Rob, he became an active member of the Wesley Chapel Chamber of Commerce and the Rotary organization. He spends his free time crabbing, cruising, diving and fishing the beautiful coast of Florida in his Grady-White sport fishing boat.
 Rob Hamilton — Insurance services in Wesley Chapel, FL

Vice President, Vicki Hamilton

Vicki Hamilton serves as Vice President of Smart Health & Life Insurance Agency. After enjoying her various educational, sales and volunteer positions while raising her children, she obtained her health, life and annuity insurance license. Vicki specializes in the Medicare market with a sincere dedication towards helping our senior citizens understand their choices in the complicated world of Medicare. Vicki resides in Hudson, Florida
Vicki Hamilton — Insurance services in Wesley Chapel, FL