SmartHealthUSA

Medigap Medicare Supplemental Insurance

admin — Mon, 28 Feb 2011 03:46:36 +0000

Medigap is a supplemental health insurance policy which extends the amount of health insurance for Medicare eligible recipients. A supplemental health plan is an additional Medicare plan on top of the Original Part A and Part B. Medigap is provided by private health insurance companies such as AARP-United Healthcare, Blue Cross-Blue Shield, Mutual of Omaha, [...]

Medigap Medicare Supplemental Insurance is a post from: SmartHealthUSA

Choosing A Plan

admin — Mon, 28 Feb 2011 03:43:02 +0000

Some key features to look for include: Hospital: The policy should adequately cover your room and board plus any miscellaneous charges while hospitalized. Surgical: This benefit pays your surgeons’ fee plus related costs such as anesthesiologist. Physician: Pays for visits by the in-network doctor while confined in the hospital or on an outpatient basis. ER/Urgent Care: Provides [...]

Choosing A Plan is a post from: SmartHealthUSA

Medicare Part C – Medicare Advantage

admin — Mon, 28 Feb 2011 03:37:19 +0000

Many Americans opt to enroll in Medicare Advantage (Part C), a program which allows you to enroll in private health insurance that offers both Medicare Part A and B benefits. Medicare Advantage plans are not supplemental insurance, but rather health insurance plans of their own. Medicare Advantage can also include prescription drug coverage in addition [...]

Medicare Part C – Medicare Advantage is a post from: SmartHealthUSA

HSA Qualified High Deductible Health Plan

admin — Mon, 28 Feb 2011 03:35:07 +0000

Similar to Major Medical, but you can take contributions from your HSA for eligible health care expenses tax-free: Having a qualified, high-deductible health plan (HDHP) in place is a requirement under IRS code 223 to make contributions into a Health Savings Account. HDHP is simply the acronym for the qualified health insurance plan. Contact us [...]

HSA Qualified High Deductible Health Plan is a post from: SmartHealthUSA

Limited Medical Benefit

admin — Mon, 28 Feb 2011 03:32:57 +0000

This plan may be the right plan right choice for people who: Have been denied coverage by an individual major medical plan due to health, pre-existing conditions or hazardous occupation. Guaranteed issue – No medical exams or health history investigation at enrollment. Need a plan with lower monthly premiums that offers day-to-day health care benefits and [...]

Limited Medical Benefit is a post from: SmartHealthUSA

Short Term Major Medical

admin — Mon, 28 Feb 2011 03:31:15 +0000

Very similar to the aforementioned Major Medical PPO-type plan, but typically purchased to provide affordable one-to-twelve months of temporary medical coverage. Affordable plan options within each of our product areas ensure that people in non-traditional jobs, temporary workers, college graduates, or people in career transitions can get a plan that works for them while gaining peace [...]

Short Term Major Medical is a post from: SmartHealthUSA

Major Medical PPO

admin — Mon, 28 Feb 2011 03:29:25 +0000

Typically referred to as Preferred Provider Organizations(PPOs). These types of plans offer broad coverage through a contracted agreement between the insurance company and the health provider. We carry plans from Aetna, Blue Cross-Blue Shield, CIGNA, CoventryOne, Humana, United Healthcare and many others. These plans can be purchased individually or obtained through employee benefits through your [...]

Major Medical PPO is a post from: SmartHealthUSA